Woman on couch with phone
Woman on couch with phone

Who’s eligible
(probably you).

What you’ll find at SECU.

Lifetime Ownership

As a credit union, our members are also part owners. So you have a say in the future of SECU, and you’re welcome to stay for life.

Lower Rates, Fewer Fees

Unlike the big banks, when we make money it comes back to you through lower loan rates, higher deposit rates, and fewer & lower fees.

Virtual Financial Center

Online banking just got easier. Here, you can do most of your day-to-day banking, set up virtual appointments, chat with Member Advisors, and so much more.

Dedication to Community

We would be nothing without our local community, so we keep our business here and give back in meaningful ways.

Trusted Advice

Our member advisors do what’s right for you, every time. That means they take the time to understand your goals and help you achieve them.

Digital Banking

All of the modern banking conveniences are here: bill pay, check deposits, money transfers, you name it—it can all be done from your mobile device.

Not-For-Profit Banking

This is how we bring you lower rates and fewer fees. We have absolutely no financial relationships or investments with any brokerage firm.

Free Financial Support

Your overall financial wellness is our focus. That’s why we offer free services to help you learn to budget, improve your credit score, plan for retirement, and more.

SECU Volunteers celebrating scholarship winners.

Be Kind. We Are.

In October 2021, we challenged SECU employees and Maryland as a whole to complete 70,000 acts of kindness in the communities where we live, work, and play. Between sending notes of thanks to frontline workers, giving blood, donating our time and food, and more, we completed over 96,000 acts of kindness in one month.

SECU Volunteers celebrating scholarship winners.

Something for every Seeker.

Loans that fit your needs, from home to auto.
  • Auto Loans

    • Pre-approval
    • Auto Checks for easy purchasing
    • Auto Refinance options

  • Home Equity Line of Credit

    • No closing costs**
    • Flexible options to lock-in low rates
    • No application fee & no annual fee

  • Mortgage Loans

    • Home loans for every need
    • Fixed and adjustable rate loans
    • Jumbo loans below market rate

  • Credit Cards

    • Card and reward options for every need
    • No annual or balance transfer fees
    • No cash advance & foreign transaction fees

  • Home Improvement Loans

    • No equity requirements
    • Fixed low rate
    • Quick access to funds (5-7 day avg.)

  • Personal Loans

    • Preferred Lines of Credit
    • Secured or Unsecured Loans
    • Assistive Technology Loans

A great way to manage your money (and so much more).
A great way to reach your savings goals faster.
  • Share Savings

    • Pays interest above the Maryland Average*
    • Unlimited deposits and withdrawals
    • Minimum $10 deposit

  • Money Market

    • Deposit, transfer, & withdraw anytime
    • Watch your savings grow faster
    • Minimum $2,000 deposit

  • CDs

    • Terms from 3 months to 5 years
    • Higher rates than traditional savings
    • $500 minimum deposit

Don’t miss out on these limited time offers.
  • Visa Balance Transfer

    • 7.99% Balance Transfer APR[1]
    • No rate changes
    • No transfer fees

  • Home Equity Line of Credit

    • 1.99% variable interest rate* for 12 months
    • No closing costs**
    • No application fee & no annual fee

Ready to join?