Banking for all that you seek

  • Person and child smiling
  • Person in apron smiling
  • Person at track jogging
  • Person doing woodworking

What you’ll find at SECU.

Lifetime Ownership

As a credit union, our members are also part owners. So you have a say in the future of SECU, and you’re welcome to stay for life.

Lower Rates, Fewer Fees

Unlike the big banks, when we make money it comes back to you through lower loan rates, higher deposit rates, and fewer & lower fees.

Virtual Financial Center

Online banking just got easier. Here, you can do most of your day-to-day banking, set up virtual appointments, chat with Member Advisors, and so much more.

Dedication to Community

We would be nothing without our local community, so we keep our business here and give back in meaningful ways.

Trusted Advice

Our member advisors do what’s right for you, every time. That means they take the time to understand your goals and help you achieve them.

Digital Banking

All of the modern banking conveniences are here: bill pay, check deposits, money transfers, you name it—it can all be done from your mobile device.

Not-For-Profit Banking

This is how we bring you lower rates and fewer fees. We have absolutely no financial relationships or investments with any brokerage firm.

Free Financial Support

Your overall financial wellness is our focus. That’s why we offer free services to help you learn to budget, improve your credit score, plan for retirement, and more.

Here's to the Seekers.

To the doers, dreamers, and go-out-and-getters. To all those who see more in every moment and seek evermore moments. We’re here for every single one of you.

Woman on couch with phone
Woman on couch with phone

Who’s eligible
(probably you).

Something for every Seeker.

Loans that fit your needs, from home to auto.
  • Mortgage Loans

    • Home loans for every need
    • Fixed and adjustable rate loans
    • Jumbo loans below market rate

  • Credit Cards

    • Card and reward options for every need
    • No annual or balance transfer fees
    • No cash advance & foreign transaction fees

  • Home Equity Line of Credit

    • No closing costs**
    • Flexible options to lock-in low rates
    • No application fee & no annual fee

  • Home Improvement Loans

    • No equity requirements
    • Fixed low rate
    • Quick access to funds (5-7 day avg.)

  • Personal Loans

    • Preferred Lines of Credit
    • Secured or Unsecured Loans
    • Assistive Technology Loans

  • Auto Loans

    • Pre-approval
    • Auto Checks for easy purchasing
    • Auto Refinance options

Rewards based on your account activity and participation.
  • SECU Total ™ Checking & Rewards

    • Rewards based on your activity
    • No monthly maintenance fees
    • 1 free order of checks/year
    • Access to 50k+ free ATMs
    • Competitive Interest Rates
    • Debit cash back

A great way to reach your savings goals faster.
  • Share Savings

    • Pays interest above the Maryland Average*
    • Unlimited deposits and withdrawals
    • Minimum $10 deposit

  • Money Market

    • Deposit, transfer, & withdraw anytime
    • Watch your savings grow faster
    • Minimum $2,000 deposit

  • CDs

    • Terms from 3 months to 5 years
    • Higher rates than traditional savings
    • $500 minimum deposit

Don’t miss out on these limited time offers.
  • Visa Balance Transfer

    • 7.99% Balance Transfer APR[1]
    • No rate changes
    • No transfer fees

  • Home Equity Line of Credit

    • 1.99% variable interest rate* for 12 months
    • No closing costs**
    • No application fee & no annual fee

What other Seekers are saying.

  • Sabrina
    December 14, 2020
    Member for 32 Years

    I’m completely satisfied with the services offered at SECU and customer service is always friendly and professional. I’ve been with SECU since I was 18 overall 32 years. I’ve had auto loans & lines of credit. I’ve also referred so many family & friends and they became members because of me. Let me tell you a secret, there is so much competition among other credit unions, some I’ve been a member such as MECU & First Federal Financial, but with my experience on all levels, SECU is the BEST!!

    Keep up the excellent work and thanks for serving our State and community!!

  • Cheryl
    November 24, 2020
    Not Just a Bank

    SECU is not just a bank, but a financial institution that cares about its members.

    Service was very good, SECU reps were knowledgeable and courteous making me feel like a valued member.

  • Raphael
    October 1, 2020
    Make the Process Easy

    SECU has provided me many financial products over the years at reasonable rates. They make the process easy and seek out the best options for me each time.

  • Maria
    December 15, 2020
    SECU Cares

    SECU cares about its members and not just about making money. Rates can’t be beat, and the employees are very knowledgeable and helpful whenever I need to call.

  • Margaret
    November 2, 2020
    Helpful Employees

    I always have enjoyed the member focus approach and helpful employees. I’ve also been very happy with the financial tools available from SECU.

  • Christian
    December 29, 2020
    SECU is the Only ...

    SECU is the only Bank I’ve dealt with that actually makes me feel that they have my best interest at heart. The rates for loans and credit cards are the best I’ve seen.

Ready to join?